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Personal Loans

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Loans range from 4 to 12 months

Frequently Asked Questions

Do I have to pay the entire loan back in 30 days?

No, loans are paid in monthly installments. For example, a $150.00 loan would be four (4) payments of $45.25.

What are the requirements for loan approval?

The requirements for personal loan approval are:

  • Applicant must have a minimum of six months current employment.
  • Applicant must have a minimum of six months current residency.
  • Applicant must be receiving verifiable income. This includes social security, disability and pensions.
What items are required to open a loan?

The requirements for a personal loan are:

  • Valid picture ID
  • Social Security Card
  • Proof of income, i.e. a current paycheck stub
  • Two current utility bills, i.e. phone, electric, gas, etc.
Can I be moved to a higher loan?

Yes, you can be moved to a higher loan once you have established your payment history.

Does Republic Loans report to the credit bureau?

Yes, we report to the credit bureau once a month.

Important information. Republic Loans of Texas is licensed through the Texas Office of Consumer Credit Commissioner. Loans are repaid in monthly installments; amounts, payments and terms depend on the loan you qualify for. Online requests submitted through our form may be reviewed by lenders in a third-party network; submitting a request does not guarantee approval, and lenders may verify your information and check your credit. Borrow only what you can repay.

The Office of Consumer Credit Commissioner licenses and examines this company. Contact the OCCC with questions or complaints: 2601 N. Lamar Blvd., Austin, Texas 78705, (800) 538-1579, occc.texas.gov.