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Legal and Licensing

Company

Republic Loans is operated by Republic Loans of Texas, doing business as Republic Loans. We offer title loans and personal installment loans from offices in Texas:

  • Houston (North Houston area): 3040 FM 1960 East, Houston, TX 77073, (281) 443-3700
  • Tomball: 1231 Alma St, Suite M, Tomball, TX 77375, (281) 516-1400

Regulator

Consumer loans in Texas are regulated by the Texas Office of Consumer Credit Commissioner (OCCC), 2601 N. Lamar Blvd., Austin, Texas 78705, (800) 538-1579, occc.texas.gov.

The Consumer Financial Protection Bureau (CFPB) also accepts complaints about consumer financial products at consumerfinance.gov or by phone at (855) 411-2372.

License information

Republic Loans is licensed through the Texas OCCC. License information is available on request at any of our offices. You can also verify Texas lenders at occc.texas.gov.

Truth in Lending

Under the federal Truth in Lending Act, the annual percentage rate (APR), finance charge and payment schedule for your loan are disclosed to you before you sign. Please read them carefully and ask us anything that is unclear.

Military Lending Act

Covered active-duty service members and their dependents are protected by the federal Military Lending Act.

Equal credit opportunity

The federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, or age (provided the applicant has the capacity to enter into a binding contract), and on the basis of receipt of public assistance income or the good-faith exercise of rights under the Consumer Credit Protection Act.

Online applications

Online requests are submitted through a secure third-party network, and may be reviewed by lenders in that network who may verify your information and check your credit. You can also apply by phone or in person at our offices. See our application page.

Loan amounts and terms may change; your exact terms are confirmed in your loan agreement before you sign. Approval is not guaranteed.

Questions or complaints? See contact and complaints.

Important information. Republic Loans of Texas is licensed through the Texas Office of Consumer Credit Commissioner. Loans are repaid in monthly installments; amounts, payments and terms depend on the loan you qualify for. Online requests submitted through our form may be reviewed by lenders in a third-party network; submitting a request does not guarantee approval, and lenders may verify your information and check your credit. Borrow only what you can repay.

The Office of Consumer Credit Commissioner licenses and examines this company. Contact the OCCC with questions or complaints: 2601 N. Lamar Blvd., Austin, Texas 78705, (800) 538-1579, occc.texas.gov.