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Legal Disclaimer

Effective date: October 30, 2026

General information only

The content of www.republicloans.net is provided by Republic Loans of Texas, doing business as Republic Loans, for general information. It is not legal, tax, credit or financial advice, and reading it does not create an attorney-client or advisory relationship. If you need advice about your situation, please consult a qualified professional.

About our loans

We offer title loans, which require a clear Texas title in your name, and personal installment loans of $150 to $1,300, repaid in 4 to 12 monthly installments. Approval is not guaranteed: we review your application and may verify your information and check your credit. Amounts, terms and availability can change, and the exact cost and payment schedule of any loan appear in the disclosures and agreement you receive before you sign. Consider your budget carefully before borrowing.

Website provided "as is"

We work to keep the Site accurate and available, but we do not promise that it will be error-free, uninterrupted or free of harmful components. Information may be out of date or contain mistakes. Where the Site and your signed loan agreement differ, the loan agreement controls.

Limits on liability

To the fullest extent permitted by Texas and federal law, Republic Loans is not liable for damages arising from your use of, or inability to use, the Site, or from reliance on its content. Nothing in this disclaimer limits rights you have under your loan agreement or under laws that cannot be waived.

Third-party links and services

The Site may link to other websites, such as the Texas Office of Consumer Credit Commissioner and the Consumer Financial Protection Bureau, and uses a secure third-party network for online requests. We do not control those sites or services, do not endorse their content, and are not responsible for their practices. Their terms and privacy policies apply when you use them.

Consumer reports, identity and other federal notices

  • We may obtain consumer reports and will send required notices under the Fair Credit Reporting Act and the Equal Credit Opportunity Act if we decline an application.
  • Federal law requires us to verify your identity (USA PATRIOT Act).
  • Covered service members and their dependents are protected by the Military Lending Act.

See Legal and Licensing for regulator information.

Intellectual property

Site content, names and logos are protected by intellectual property laws and may not be copied or reused without written permission.

Changes

We may change this disclaimer at any time. The effective date above shows the current version, and continued use of the Site means you accept the update.

Governing law

This disclaimer is governed by Texas law. See our Terms and Conditions for venue and other terms.

Contact

  • Houston (North Houston area): 3040 FM 1960 East, Houston, TX 77073, (281) 443-3700
  • Tomball: 1231 Alma St, Suite M, Tomball, TX 77375, (281) 516-1400
  • Hours: please call ahead.

Questions or complaints: Complaints and Contact. Regulator: Texas OCCC, (800) 538-1579.

Important information. Republic Loans of Texas is licensed through the Texas Office of Consumer Credit Commissioner. Loans are repaid in monthly installments; amounts, payments and terms depend on the loan you qualify for. Online requests submitted through our form may be reviewed by lenders in a third-party network; submitting a request does not guarantee approval, and lenders may verify your information and check your credit. Borrow only what you can repay.

The Office of Consumer Credit Commissioner licenses and examines this company. Contact the OCCC with questions or complaints: 2601 N. Lamar Blvd., Austin, Texas 78705, (800) 538-1579, occc.texas.gov.